Recent Articles

Retired couple in their kitchen looking at open laptop together and smiling.

4-minute read

Should you use your 401(k) to pay off your mortgage?

You can borrow or withdraw 401(k) retirement funds to pay off your mortgage. Learn the pros and cons of this approach, as well as a few alternatives.

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Young couple looking at tablet on couch while taking a break from shopping.

6-minute read

Tenancy in common vs. joint tenants

 What is the difference between joint tenancy and tenants in common? Learn about the legal differences between these two ownership designations and underst...

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Smiling father in tie affectionately walking down tree-lined street holding hands with his young daughter.

7-minute read

Your guide to debt-to-income (DTI) ratio for VA loans

Applying for a VA loan? Your debt-to-income ratio will be an important factor. Learn how to calculate your DTI ratio and what to do if your DTI is too high.<...

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A house roof in woods under heavy rain, possibly symbolizing emergency plan for home during a natural disaster.

7-minute read

Disaster preparedness plan and checklist

A natural disaster can destroy years of hard work in seconds. Prepare for the unexpected with an emergency plan for home to help minimize destruction.

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New construction farmhouse style home in last phase of build with white siding and covered porch.

7-minute read

Buying a new-construction home

Buying a new-construction home can help you get the place of your dreams. Learn about the process, costs, benefits, and drawbacks so you know what to expect.

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A white house nestled among trees in a suburban area.

5-minute read

Condo vs. house: Which is best for you?

Trying to decide between buying a condo or a house? Learn the key differences in cost, maintenance, lifestyle, and more to make the right choice for you.

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Energy efficient ranch style home with solar panels and raised bed gardens.

6-minute read

Energy-efficient home: What it is and how to create one

An energy-efficient home has various appliances and features that reduce energy consumption and offer potential savings. Learn about how you can create one.

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Toddler playing in doorway of home.

13-minute read

What is affordable housing? How to find and qualify for it

Affordable housing is defined as an occupant paying no more than 30% of their income to housing. Here’s how it works and how to qualify for affordable ...

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A couple signing papers, potentially associated with finalizing a real estate deal or mortgage agreement.

14-minute read

Joint mortgage: A complete guide for borrowers

A joint mortgage involves multiple borrowers who are responsible for paying. Find out how a joint mortgage works and whether it's a good option for your needs.

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