Recent Articles

A house adorned with flowers, portraying a picturesque residential setting or curb appeal.

8-minute read

Primary residence: What it is and why it’s important

A primary residence is an important property classification that will affect your mortgage and taxes. Learn more about what it is and why it's important.

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A large brick house in the countryside at dusk.

7-minute read

What is a mortgage rate?

A mortgage interest rate represents how much you’re paying to borrow funds, expressed as a percentage. Learn more about what determines your rate.

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A couple having a conversation over breakfast, potentially discussing financial matters or plans.

6-minute read

What is the secondary mortgage market and how does it work?

The secondary mortgage market is a financial exchange where banks and investors buy and sell mortgages. Learn how it may affect your home loan.

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Man and woman sitting on floor of new home surrounding by boxes, eating take out.

4-minute read

One+ by Rocket Mortgage® is a 1% down payment option

The down payment is one of the biggest obstacles for home buyers. One+ can help you get into a home with as little as 1% down plus a 2% grant from Rocket.

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Retired couple in their kitchen looking at open laptop together and smiling.

4-minute read

Should you use your 401(k) to pay off your mortgage?

You can borrow or withdraw 401(k) retirement funds to pay off your mortgage. Learn the pros and cons of this approach, as well as a few alternatives.

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Young couple looking at tablet on couch while taking a break from shopping.

6-minute read

Tenancy in common vs. joint tenants

 What is the difference between joint tenancy and tenants in common? Learn about the legal differences between these two ownership designations and underst...

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A light tan home with a black roof and stone driveway, showcasing exterior home details.

6-minute read

VA jumbo loan limits, rates, and requirements

A VA jumbo loan can help qualifying borrowers buy a more expensive home. Learn how it works and uncover VA jumbo loan rates, limits, and requirements. &nbs...

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Dad and young daughters in kitchen.

7-minute read

The costs of buying a house that first-time home buyers should prepare for

There are many ongoing and up-front costs associated wit...

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Couple reviewing documents on laptop, possibly home related.

7-minute read

A guide to gifts of equity: What taxes to expect, how to write a gift letter, and more

A gift of equity is used to help secure financing for a family member’s home. Here’s how it works and what to expect when using one.

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