Will House Prices Ever Go Down?

6-minute read

Victoria Araj - April 26, 2024

Many may be wondering, “Will house prices ever go down?” Learn if or when house prices are expected to go down – and how that could affect the housing market.

Read More

When Is Your First Mortgage Payment Due?

Mortgage Basics - 5-minute read

Victoria Araj - April 26, 2024

Your first mortgage payment is always due to your lender within 60 days of your closing date. Get more details about your first mortgage payment after closing.

Read More

What Not To Do After Closing On A House: Avoid Common Mistakes

8-minute read

Victoria Araj - April 26, 2024

Just closed on a new house and looking for tips on what’s next? Learn what not to do after closing on a house and steps to take to avoid trouble down the road.

Read More

What Is The Average Down Payment On A House?

Home Buying - 6-minute read

Victoria Araj - April 26, 2024

The average down payment on a house may not be your down payment. It depends largely on loan type and loan amount. Uncover the typical down payment on a house.

Read More

What Is NMLS?

Mortgage Basics - 3 minute read

Victoria Araj - April 26, 2024

Learn how mortgage and finance regulatory agencies use the Nationwide Mortgage Licensing System (NMLS) to maintain national licensing requirements.

Read More

What Is A HUD Home And How Do You Buy One?

Home Buying - 8-minute read

Victoria Araj - April 26, 2024

Are you considering buying a foreclosed home? Use this guide to learn about HUD homes and discover why they can be better than conventional foreclosures.

Read More

Escrow: What Is It And How Does It Work?

Mortgage Basics - 8-Minute Read

Victoria Araj - April 25, 2024

Escrow is important to estate transactions, but what is it? Read our deep dive into escrow, how it works and why it matters when buying or selling a home.

Read More

Assumable Mortgage: What It Is And How It Works

Home Buying - 5-minute read

Victoria Araj - April 25, 2024

An assumable loan allows the buyer to take over the seller’s mortgage payments. Here's what you need to know before you sign on the dotted line.

Read More

What Is A Variance And How Do You Get One?

5-minute read

Victoria Araj - April 25, 2024

If you’re a property owner with big plans for your home or land, you may need a variance to make changes. Learn what a variance is and how to get one.

Read More

What Is A Multifamily Home And Is It Right For You?

Home Buying - 4-minute read

Victoria Araj - April 25, 2024

A multifamily home is a residential property with more than one housing unit. Learn everything about the ins and outs of multifamily real estate investments.

Read More

What Age Can You Buy A House? A Legal And Practical Look At The Question

Home Buying - 3-minute read

Victoria Araj - April 25, 2024

Wondering how old you have to be to buy a house? Discover the legal and practical considerations for young home buyers.

Read More

What Is A Warranty Deed?

Mortgage Basics - 4-minute read

Victoria Araj - April 25, 2024

When you buy a home, you want to be sure that no one but you and your mortgage lender hold any claim to the property. Find out how a warranty deed protects you.

Read More

VA Loan Vs. Conventional Loan: What’s The Difference?

Loan Types - 7-Minute Read

Victoria Araj - April 25, 2024

Conventional and VA loans are two different types of mortgages. Trying to decide which is best for you? Read our guide on VA loans vs. conventional loans.

Read More

Can I Use My 401(k) To Buy A House?

Home Buying - 8-minute read

Victoria Araj - April 25, 2024

Although it’s feasible to use your 401(k) to buy a house, it shouldn’t be your first option. Learn how to use 401(k) funds to buy a home and a few alternatives.

Read More

USDA Streamline Refinance: Everything You Need To Know

Refinancing - 6-minute read

Victoria Araj - April 25, 2024

A USDA Streamline Refinance gives eligible borrowers with little or no home equity an opportunity to refinance their mortgage. Learn about this loan option.

Read More

Is A USDA Home Loan Right For You?

Loan Types - 5-minute read

Victoria Araj - April 25, 2024

USDA loans are affordable mortgage options for eligible home buyers in rural areas. Learn about how USDA loans work and their eligibility requirements here. 

Read More

Mortgage Insurance: Your Quick Guide To Different Types And Cost

Mortgage Basics - 7-minute read

Victoria Araj - April 25, 2024

Mortgage insurance protects lenders against default on home loans. Learn more about the different types of mortgage insurance, how much it costs and more.

Read More

What Types Of Mortgage Lenders Are There, And How Do I Choose The Right One?

Mortgage Basics - 8-minute read

Victoria Araj - April 25, 2024

There are several types of mortgage lenders you can work with when buying a house. From traditional banks to credit unions, discover which one is right for you.

Read More