Author | Rocket Mortgage

How To Avoid Capital Gains Tax On Real Estate

Home Buying - 9-minute read

Ashley Kilroy - March 05, 2024

It’s possible to avoid paying capital gains tax on real estate when selling a home. Learn about options like the home sale exemption and like-kind exchange.

What Does Assessed Value Mean And How Is It Determined?

Refinancing - 4-minute read

Ashley Kilroy - March 04, 2024

The assessed value of a home helps determine its value for tax purposes. Discover how a home’s value is assessed and how it can influence your property taxes.

Builder’s Risk Insurance: What Is It, What Does It Cover And Should You Get It?

Home Buying - 6-minute read

Ashley Kilroy - March 01, 2024

Builder’s risk insurance protects properties under construction from damages. See whether you might be a good candidate for a builder’s risk insurance policy.

The ATR/QM Rule: What It Is And What Borrowers Should Know

Mortgage Basics - 6-minute read

Ashley Kilroy - February 29, 2024

The Consumer Financial Protection Bureau developed the ATR/QM Rule as a protective measure for mortgage borrowers. Learn about this rule and how it works.

Quitclaim Deeds: A Useful Guide

Home Buying - 4-minute read

Ashley Kilroy - February 29, 2024

A quitclaim deed can be a simple way to transfer property between trusted individuals. Learn about quitclaim deeds and when you should and shouldn’t use them.

How To Determine Your Mortgage Payment On A $250K Loan

Loan Types - 9-minute read

Ashley Kilroy - February 25, 2024

Are you thinking of taking out a $250K mortgage? Explore how interest rates, loan terms and other factors can influence your mortgage payment on a $250k loan.

Buying Commercial Property For Beginners: How To Start

Home Buying - 7-minute read

Ashley Kilroy - February 22, 2024

Buying commercial property is a great first step for future real estate investors. Learn how to get into commercial real estate with our comprehensive guide.

How To Get A Mortgage Without 2 Years Of Work History

Home Buying - 8-minute read

Ashley Kilroy - February 13, 2024

Getting a mortgage without 2 years of work history is possible – but will involve extra paperwork. Learn everything you need to know to qualify for a home loan.

2023 Select Home Warranty Reviews: Plans, Coverage And Cost

Home Buying - 5-minute read

Ashley Kilroy - January 25, 2024

Choosing the right home warranty is an important step toward protecting your home. Check out what consumers are saying about Select Home Warranty.

Your Guide To Debt-To-Income (DTI) Ratio For VA Loans

Loan Types - 6-minute read

Ashley Kilroy - January 25, 2024

Applying for a VA loan? Your debt-to-income ratio will be an important factor. Learn how to calculate your DTI ratio and what to do if your DTI is too high.

VA Loan Termite Inspection: The Process

5-minute read

Ashley Kilroy - January 22, 2024

Wondering what the requirements are for a pest inspection when you have a VA loan? Read our article to see the process of a VA loan termite inspection.

Buying International Property: How To Finance Foreign Real Estate Investment

Home Buying - 8-minute read

Ashley Kilroy - December 04, 2023

Are you thinking about buying international property? Whether as an investment or vacation home, buying property abroad may be an option for you. Learn more.

Adjustable-Rate Mortgage: The Pros And Cons To Consider

6-minute read

Ashley Kilroy - September 07, 2023

Adjustable-rate mortgages do come with some pros and cons. Learn more about the advantages and disadvantages to consider before you obtain an ARM loan.

FHA Flipping Rules: Guidelines And Exceptions

Loan Types - 4-minute read

Ashley Kilroy - August 03, 2023

FHA flipping rules restrict a borrower from financing a recently sold home with an FHA loan. Learn the current constraints and exceptions of FHA flipping rules.

Home Title Theft: What You Should Know And How To Prevent It

4-minute read

Ashley Kilroy - June 22, 2023

Home title theft is when someone steals a homeowner’s identity and transfers their home title into their name. Learn more about how to prevent title theft.

No Cash-Out Refinance: A Guide

Refinancing - 4-minute read

Ashley Kilroy - March 31, 2023

For homeowners looking to refinance their mortgage, a no cash-out refinance could be a useful option. Learn about no cash-out refinances and how they work here.

Your Guide To Blue Tape Walkthroughs

Home Buying - 6-minute read

Ashley Kilroy - February 27, 2023

The blue tape walkthrough of your newly constructed home is an important step before you move in. Learn more about what it entails and what to check for.

Mortgage Payoff Statement: Everything You Need To Know

Mortgage Basics - 4-minute read

Ashley Kilroy - February 18, 2023

A mortgage payoff statement can be a useful piece of documentation for some borrowers to request. Learn about what a payoff statement is and how it works.