Author | Rocket Mortgage

Earnest Money And VA Loans: What You Need To Know

Loan Types - 5-minute read

Ashley Kilroy - May 29, 2024

Discover the role of earnest money deposits with VA loans. Learn how earnest money affects your VA loan offer so you can make informed decisions when buying a house.

FHA Adjustable-Rate Mortgage: What It Is And How It Works

5-minute read

Ashley Kilroy - May 28, 2024

An FHA adjustable-rate mortgage is designed for borrowers who want to make an easier transition to homeownership. Learn how it works, plus pros and cons.

Reverse Mortgage Foreclosure: Everything You Need To Know

Mortgage Basics - 5-minute read

Ashley Kilroy - May 26, 2024

At risk of foreclosure on your reverse mortgage? Learn more about the reverse mortgage foreclosure timeline and how you can avoid foreclosure on your home.

What Is A Limited Cash-Out Refinance And How Does It Work?

5-minute read

Ashley Kilroy - May 26, 2024

A limited cash-out refinance replaces your current loan with a higher amount. Learn if a limited cash-out refinance is right for you.

7 Home Equity Loan Alternatives To Consider

8-minute read

Ashley Kilroy - May 20, 2024

There are several alternatives to home equity loans. Figure out which option works best for you and the pros and cons to consider with each.

Reverse Mortgage Vs. Home Equity Loan Or HELOC: How To Choose

Loan Types - 11-minute read

Ashley Kilroy - May 19, 2024

You can utilize your home's equity using a reverse mortgage, home equity loan or HELOC. Take a look at our guide to learn about the pros and cons of each.

Highest And Best Offer In Real Estate, Explained

5-minute read

Ashley Kilroy - May 16, 2024

A highest and best offer might be requested by a seller who has received multiple offers on their home. Learn more about this offer and its potential impact.

Regulation Z (The Truth In Lending Act): Defined And Explained

Mortgage Basics - 7-minute read

Ashley Kilroy - May 15, 2024

Regulation Z protects borrowers by requiring that lenders provide important loan information like terms and APR. See how Reg Z works and what it enforces.

What Is Compound Interest And How Is It Calculated? A Guide

Mortgage Basics - 6-minute read

Ashley Kilroy - May 15, 2024

Compound interest is the money you earn on the interest that accrues on an account, investment or loan. Learn how to calculate compound interest and more here.

What Is A Mortgage Note And Why Is It Important?

Mortgage Basics - 5-minute read

Ashley Kilroy - May 14, 2024

A mortgage note is a legal document that defines the terms of the loan for the borrower and lender. Learn more about mortgage notes and why they’re important.

The Quick Guide To Solar Loans

Loan Types - 12-minute read

Ashley Kilroy - May 14, 2024

Solar loans provide financing for solar panels and solar installations. Learn more about solar loans and whether one can make solar affordable for you.

Site-Built Homes: What You Need To Know

Home Buying - 6-minute read

Ashley Kilroy - May 13, 2024

Site-built homes are constructed entirely at their final location. Discover how these homes are built, their cost, your financing options and the timeline.

What Is A Good Debt-To-Income Ratio?

7-minute read

Ashley Kilroy - April 25, 2024

What is a good debt-to-income ratio and why does it matter when getting a mortgage loan? Explore the details to help get the best loan terms possible.

What Does It Mean To Lease A House?

9-minute read

Ashley Kilroy - April 25, 2024

Not ready to buy your next home, yet tired of renting? You have other options available. Read further to understand the key components of leasing a house.

VA Loan Occupancy Requirements

Loan Types - 4-minute read

Ashley Kilroy - April 25, 2024

VA loan occupancy requirements are put in place to ensure a home purchase is used as a primary residence by the borrower. Learn more about these requirements.

VA Loan For Investment Property: Can You Use One?

Loan Types - 5-minute read

Ashley Kilroy - April 25, 2024

VA loans can make homes more affordable for qualifying military personnel, but can you use a VA loan for an investment property or a second home? Get the answer.

Becoming A Section 8 Landlord: A Guide

Home Buying - 6-minute read

Ashley Kilroy - April 24, 2024

Interested in becoming a Section 8 landlord but worried about additional hassles or responsibilities? Find out what’s involved with being a Section 8 landlord.

What You Need To Know Before Buying A Home From A Relocation Company

Home Buying - 7-minute read

Ashley Kilroy - April 23, 2024

Moving to a new city? Using a relocation company for real estate purchases is an option. See how buying a house from a relocation company works, plus pros/cons.