Miranda Crace
Miranda Crace is a Senior Section Editor for the Rocket Companies, bringing a wealth of knowledge about mortgages, personal finance, real estate, and personal loans for over 10 years. Miranda is dedicated to advancing financial literacy and empowering individuals to achieve their financial and homeownership goals. She graduated from Wayne State University where she studied PR Writing, Film Production, and Film Editing. Her creative talents shine through her contributions to the popular video series "Home Lore" and "The Red Desk," which were nominated for the prestigious Shorty Awards. In her spare time, Miranda enjoys traveling, actively engages in the entrepreneurial community, and savors a perfectly brewed cup of coffee.
15-minute read
Closing costs: What are they, and how much will you pay?
For a home buyer, closing costs are typically 3% – 6% of the loan amount. Learn more about how to calculate your closing costs and what’s included in them.
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5-minute read
Can you get a mortgage without a job?
Lenders want to see proof of employment before they'll approve a mortgage, but can you get a mortgage without a job? Learn about some special circumstances.
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6-minute read
Starter home or forever home: Which is right for you?
A starter home is a small, affordable home for first-time buyers. Find out if it makes sense to buy a starter home or if a forever home is right for you.
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5-minute read
What is loan-to-value ratio (LTV) and how is it calculated?
Your loan-to-value ratio (LTV) measures your loan amount against the value of the home you're buying. Figure out how your LTV ratio is calculated.
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7-minute read
A guide to bank statements for your mortgage
Analyzing bank statements is an important part of the mortgage underwriting process. Learn more about the bank statements you’ll need to get a home loan.
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2-minute read
Refinancing to renovate: How and where homeowners reinvested their equity
Homeowners have been refinancing to fund home renovations. We explore the reasons where it's been popular and the kinds of renovations homeowners are making.
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