Lower rates unlocknew adventureseasier paymentsmore equityreal savings

A woman rests her head on a man’s shoulder, smiling gently, while he looks ahead with a calm expression. They stand close together indoors under warm lighting, conveying affection and comfort.
House with an American flag on a tall flagpole in the front yard.
A smiling woman stands in a doorway, partially framed by the door and exterior siding, wearing a denim shirt and looking outward under warm indoor lighting.
Adult and child smiling as they fold an American flag outside on a sunny day.
A large white house with a front porch and dormer windows sits behind a green lawn, framed by leafy trees in a quiet, sunlit neighborhood.
Smiling man in an olive green pullover standing in a kitchen, leaning on the counter.
The upper portion of a two-story house with brown shingle siding, white trim, and a large window beneath a sloped roof, with twin chimney stacks rising above against a clear sky.
A smiling bald man in a brown sweater layered over a white collared shirt looks off to the side against a warm, neutral background, appearing relaxed and cheerful.
A white cat with blue eyes peers down from the top of a cabinet, with a houseplant and decorative items in the foreground, creating a cozy indoor scene.
A wooden rocking chair with a woven seat and patterned cushion sits on a rug in a bright living space, with a dining area visible in the background.
A woman rests her head on a man’s shoulder, smiling gently, while he looks ahead with a calm expression. They stand close together indoors under warm lighting, conveying affection and comfort.
House with an American flag on a tall flagpole in the front yard.
A smiling woman stands in a doorway, partially framed by the door and exterior siding, wearing a denim shirt and looking outward under warm indoor lighting.
Adult and child smiling as they fold an American flag outside on a sunny day.
A large white house with a front porch and dormer windows sits behind a green lawn, framed by leafy trees in a quiet, sunlit neighborhood.
Smiling man in an olive green pullover standing in a kitchen, leaning on the counter.
The upper portion of a two-story house with brown shingle siding, white trim, and a large window beneath a sloped roof, with twin chimney stacks rising above against a clear sky.
A smiling bald man in a brown sweater layered over a white collared shirt looks off to the side against a warm, neutral background, appearing relaxed and cheerful.
A white cat with blue eyes peers down from the top of a cabinet, with a houseplant and decorative items in the foreground, creating a cozy indoor scene.
A wooden rocking chair with a woven seat and patterned cushion sits on a rug in a bright living space, with a dining area visible in the background.

Keep an eye on lower rates

Get my custom rate

Today's mortgage rates*

30-Year FHA

5.875%

0.00%

APR

6.725%

Points

2 ($7,000)

30-year VA

5.99%

0.12%

APR

6.372%

Points

1.75 ($6,125)

APR

6.2%

Points

1.75 ($19,250)

30-Year Fixed

6.75%

0.13%

APR

7.021%

Points

1.75 ($6,125)

25-Year Fixed

6.75%

0.13%

APR

7.068%

Points

1.875 ($6,563)

20-Year Fixed

6.625%

0.25%

APR

6.977%

Points

1.75 ($6,125)

*Compared week over week. Rates are current as of 1:59 PM UTC on May 13, 2026

Unlock special offers

A woman lifting a baby in front of a green two-story house with a Redfin “Sold” sign in the yard while the realtor stands behind them. A tag says Bundle and save.

Buyers, get $12,000 back

Explore how working with Redfin & Rocket Mortgage to buy, sell and finance your next home means bigger savings. 1
Learn more
Two parents sitting on a couch with a child resting on a pillow, while the mother reads a book.

Upgrade your mortgage

If rates go lower, your payment can too! Get real-time rate updates and never miss an opportunity to make moves and save.

Get rate alerts
A woman wearing glasses and a black button-up shirt stands casually in a modern kitchen, leaning against a white countertop with one hand while resting the other near their face.

Consolidate debt & save

Start the year fresh by using home equity to consolidate debt and ease into a lower rate and payment.

See how it works
A collage of family photos featuring playful outdoor moments with parents and a child.
A collage of family photos featuring playful outdoor moments with parents and a child.
Build your custom guide
I’m
and I need help with
Not ready? Start by browsing homes
A collage of family photos featuring playful outdoor moments with parents and a child.
Three calculator cards showing home value, loan amount, and monthly payment details with sliders and cost breakdowns stacked on top of one another.

Calculate the possibilities

Use our calculator tools to estimate payments, see costs clearly, and make smarter moves.

Real neighbors. Real experiences.

Every question we had was answered quickly, and in a way we could understand.

- Diane L.

I refinanced my VA Loan through Rocket Mortgage ... the actual closing took about 20 minutes at my kitchen table.

- Sapperld M.

I’ve used Rocket Mortgage in the past … I can honestly say they keep upping their game.

- Catherine P.

I am highly satisfied with my experience with Rocket Mortgage ... throughout all the purchasing process.

- Mohamed

TrustPilot
1 / 4
Rocket logo

More solutions than ever before

Lifetime savings

If rates drop, so could your payment. We’ll let you know anytime you could save.

Exclusive discounts

Save with reduced agent commissions and cash credits on your home purchase.

Proven results

Over 9 million mortgages closed and dreams realized.