Tax Lien Investing: What You Need To Know

Mortgage Basics - 7-minute read

Miranda Crace - April 09, 2024

Interested in investing in tax lien certificates? Read our guide to learn the potential risks and rewards of tax lien investing, plus how to get started.

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Capital Gains Tax On Real Estate And Home Sales: A Guide

Home Buying - 7-minute read

Miranda Crace - April 06, 2024

Are you required to pay the capital gains tax on your real estate property? Review our guide to learn what the capital gains tax is, when to pay it and more.

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How Long Does Underwriting Take? A Timeline

Mortgage Basics - 10-minute read

Miranda Crace - April 03, 2024

How long does underwriting take? Buyers must wait 30 – 45 days on average for underwriting before they can close. Learn more about the underwriting timeline.

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How Long Does A Mortgage Preapproval Last?

Mortgage Basics - 5-minute read

Miranda Crace - April 03, 2024

How long a mortgage preapproval lasts depends on the lender but is usually around 60 – 90 days. Learn more about how long mortgage preapproval can last.

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House Title: What You Need To Know

Home Buying - 8-minute read

Miranda Crace - April 03, 2024

A house title represents the legal documentation that grants property owners their ownership rights. Read on to learn more about how house titles work.

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House Deed: Defined And Explained

6-minute read

Miranda Crace - April 03, 2024

A house deed is a physical document legally transferring ownership of real estate. Learn more about house property deeds and how they affect a seller and buyer.

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Can You Refinance After Bankruptcy?

Refinancing - 9-Minute Read

Miranda Crace - April 03, 2024

In order to refinance after bankruptcy, you’ll need to follow the waiting period associated with your loan type. Learn how you can refinance after bankruptcy.

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Closing Costs: What Are They, And How Much Will You Pay?

Mortgage Basics - 15-minute read

Miranda Crace - April 01, 2024

For a home buyer, closing costs are typically 3% – 6% of the loan amount. Learn more about how to calculate your closing costs and what’s included in them.

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A Guide To Gifts Of Equity: What Taxes To Expect, How To Write A Gift Letter And More

Mortgage Basics - 8-Minute Read

Miranda Crace - March 29, 2024

Curious about gifts of equity or already considering giving one? Learn about the process plus the pros and cons of giving the gift of
home equity.

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Foundation Inspections: Defined And Explained

5-minute read

Miranda Crace - March 29, 2024

Foundation inspections are conducted by engineers to help homeowners identify any foundation issues in their home. Learn more about foundation inspections.

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Flipping Vs. Renting: Which Is A Better Investment Strategy?

7-minute read

Miranda Crace - March 29, 2024

Two common methods of real estate investing are flipping and renting. Read about the pros and cons of flipping vs. renting to determine which is better for you. 

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First-Time Home Buyers Classes: A Guide

Home Buying - 5-minute read

Miranda Crace - March 28, 2024

A first-time home buyers class can help you feel better-prepared for the home buying process. See what you can expect from a class for first-time home buyers.

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What Is An Escrow Waiver And Should You Get One?

Home Buying - 7-minute read

Miranda Crace - March 26, 2024

When you make your mortgage payment, you’re likely paying extra into escrow for your insurance and taxes. Find out whether an escrow waiver is right for you.

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Real Estate Purchase And Sale Agreement: Everything You Need To Know

Home Buying - 5-minute read

Miranda Crace - March 20, 2024

A purchase and sale agreement (PSA) helps ensure a buyer and a seller are both on the same page before closing. See what information a PSA might contain.

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Dual Income Households: How Kids Change The Financial Picture

Home Buying - 3-minute read

Miranda Crace - March 11, 2024

Explore the differences in earnings, retirement savings and homeownership between dual-income households with kids (DIWKs) and without kids (DINKs).

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Convertible ARM Loan: Is It Right For You?

Mortgage Basics - 4-minute read

Miranda Crace - March 08, 2024

A convertible ARM loan allows a borrower to change from adjustable to fixed rates after a set time. Discover how this mortgage type works and its pros and cons.

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Closing On A House: Your Step-By-Step Guide

Home Buying - 8-minute read

Miranda Crace - March 08, 2024

The closing process is the final step in the home buying journey. Learn some of the best ways to prepare for closing on a house with our step-by-step guide.

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What Is The Multiple Listing Service (MLS) In Real Estate?

Home Buying - 3-minute read

Miranda Crace - March 08, 2024

Multiple listing services (MLS) in real estate are tools REALTORS^® use to view and share property listings. Learn how MLSs can benefit you in this guide.

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