Understanding USDA Construction Loans

8-minute read

Victoria Araj - April 12, 2024

A USDA construction loan allows you to buy and build a home under a single mortgage. Learn about USDA construction loan requirements and how these loans work.

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What Is An FHA Mortgage Insurance Premium (MIP)?

Home Buying - 8-minute read

Victoria Araj - April 12, 2024

Are you applying for an FHA loan? Read on to learn about the FHA mortgage insurance premium (MIP) you’ll need to pay in addition to your mortgage payment.

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Home Buying Checklist For First-Time Home Buyers

Home Buying - 8-minute read

Victoria Araj - April 12, 2024

Starting the process of buying your first home? Use our extensive first-time home buyer checklist to help you prepare and ensure you don't miss a step.

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Buying A House With A Friend: Pros, Cons And How To Get Started

Home Buying - 6-minute read

Victoria Araj - April 12, 2024

It’s becoming more common to split costs and achieve homeownership by buying a house with a friend, but is this the path for you? See what you should consider.

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How To Lower Your Mortgage Payment

Refinancing - 5-minute read

Victoria Araj - April 12, 2024

A mortgage is one of the most affordable ways to borrow money, but are there opportunities to save further? Learn how you can lower your mortgage bill.

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Second Mortgage Vs. Refinance: What’s The Difference?

Refinancing - 7-minute read

Victoria Araj - April 11, 2024

Not sure whether to take out a second mortgage or refinance? Read our article to learn about the differences, which might be better and how to get started.

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Fixed-Rate HELOCs: What Are They?

Loan Types - 8-minute read

Victoria Araj - April 10, 2024

Lenders sometimes offer HELOC borrowers a choice between fixed-rate HELOCs and variable-rate HELOCs. Learn how fixed-rate options work and how to choose.

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Is It Cheaper To Build Or Buy A House? What You Need To Know

Home Buying - 8-minute read

Victoria Araj - April 10, 2024

Wondering if it’s cheaper to buy or build a house? Discover the costs of building a house versus buying and which option is more suitable for your finances.

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Should You Pay Off Your Mortgage Early?

Mortgage Basics - 7-minute read

Victoria Araj - April 10, 2024

Paying off your mortgage early reduces the amount that you’ll pay over time, but is it a good idea? Figure out if paying your mortgage early is worth it or not.

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How To Find Rent-To-Own Homes: A Guide

Home Buying - 5-minute read

Victoria Araj - April 10, 2024

Are you on the hunt for a rent-to-own home? Read our helpful guide on the different ways you can go about finding a rent-to-own home that fits your needs.

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Can A New Grad Buy A House? A Guide To Home Buying After College

Home Buying - 9-minute read

Victoria Araj - April 10, 2024

Can a recent graduate get a mortgage and buy a house? Check out our guide to learn the challenges of home buying as a new grad, your loan options and more.

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FHA Streamline Refinance: Pros, Cons And Rates

Loan Types - 6-minute read

Victoria Araj - April 10, 2024

An FHA Streamline Refinance can quickly decrease your monthly mortgage payments on an FHA loan. Learn more about the benefits, requirements and current rates.

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Refinancing: What Is It And How Does It Work?

Refinancing - 9-minute read

Victoria Araj - April 10, 2024

Mortgage refinancing works by trading your mortgage for a newer one, ideally with a lower balance and interest rate. Learn why and how to refinance a mortgage.

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How Much Money Do You Need To Buy A House? A Cost Breakdown

Home Buying - 8-minute read

Victoria Araj - April 10, 2024

Are you ready to buy a home? Explore different home-buying costs, like the down payment and closing costs, to determine how much money you need to buy a house.

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What Are The FHA Loan Down Payment Requirements?

5-minute read

Victoria Araj - April 10, 2024

FHA loans require a 3.5% down payment with a 580 credit score, and they require 10% down with a 500 score. Learn more about FHA loan down payment requirements.

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Home Equity Line Of Credit (HELOC): Defined And Explained

Mortgage Basics - 8-minute read

Victoria Araj - April 10, 2024

A home equity line of credit (HELOC) can help you leverage the equity in your home. Learn how they work, their requirements and how to estimate your HELOC.

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Your Ultimate Guide To Home Loans For People With Disabilities

Home Buying - 10-minute read

Victoria Araj - April 10, 2024

Navigating home buying may present unique challenges for buyers with disabilities. Learn about loan options and resources to achieve your homeownership goal.

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Refinancing Your House After Divorce: What You Need To Know

Refinancing - 3-minute read

Victoria Araj - April 09, 2024

Refinancing after divorce is a good way to divide up property and remove one party’s name from the mortgage. Learn more about post-divorce refinances here.

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